Message of Chief Executive Officer

Deposits with us are covered under DICGC with a maximum of Rs.5.00 lakhs per individual.

we are achieving good growth year on year with traditional co-operative banking, enabled with technology,With the active support and guidance of Reserve Bank of India, we are performing well continuously.

Our bank’s motto is to provide quick, transparent and prompt services without burdening the customers with hidden charges. We are focusing on customer service with lesser profit margins.

Our interest rate on Savings Bank accounts is 3.5% p.a. and interest calculation is done on daily product basis. At present Bank is offering the best interest rates on Term Deposits.

Similarly on term deposits the highest interest rate is 9.50% for Senior Citizen (>60 years). The interest rates are competitive when compared to peer banks and other commercial banks.

Gold Loans are given with interest rate as low as @11% p.a. – The scale of finance is upto Rs.8500/- per gram of pure gold of 22 ct.

Our Gross NPA is 1.54%. Our Net NPA is 1.39%. We strive to maintain the same in the coming years also.

We are marching ahead with digital banking products. We have already launched ATM services, Point of Sale and E-commerce services for our customers in the bank. We are also providing mobile banking (IMPS) Services and UPI Services (Google Pay, PhonePe etc.) for the convenience of business transactions of our esteemed customers.

We continue our efforts to strengthen our bank in all parameters and look forward to your continuous support / co-operation in this journey.